Manulife provides life insurance to HIV+ individuals as part of its drive to build an inclusive and equitable society

HONG KONG, June 2, 2022 /PRNewswire/ — Manulife Hong Kong today announced the offering of individual life insurance coverage[1] to customers who are diagnosed with Human Immunodeficiency Virus (HIV). This breakthrough in underwriting means HIV-positive customers in Hong Kong and Macau will be able to apply and be covered by life insurance with Manulife Hong Kong, ensuring financial security for their loved ones and families.

The company also announced that it will allow an expanded definition of family as beneficiaries for policies and accept same-sex partners to purchase life insurance policies for their loved ones where insurable interest exists.

“We are proud and excited to raise the level of protection for the LGBT+ community and other underrepresented individuals, especially so during Pride Month. The definition of family has evolved significantly over the last few years, and it is important that we acknowledge this, so that care and support can be preserved for all our loved ones,” said Danny Lee, Chief Product Officer of Manulife Hong Kong and Macau. “At Manulife, we work hard to build an inclusive and equitable society, and this announcement underscores our commitment to the cause.”

Under the expansion, same-sex married partners can now purchase life insurance policies for their loved ones. Manulife customers in Hong Kong and Macau can also name policy beneficiaries from an expanded list of family members, including their sibling, grandparents, grandchildren, parents-in-law, stepchildren, same-sex partners, legal guardians and more. The new arrangement will be applicable to all Manulife products from June 20, 2022.

Manulife is on a mission to modernize traditional underwriting policies and increase the accessibility of life insurance products and services for customers in Hong Kong and Macau, who may not have been adequately covered under insurance previously. By offering life insurance for HIV-positive Manulife customers, Manulife is proud to evolve its strategy to align with the recent advancements in healthcare, which enable HIV-positive individuals to live a healthy life with a normal life expectancy. Manulife’s announcement means that HIV-positive customers aged between 30 and 65 who meet its criteria, are eligible for individual life insurance coverage up to USD$1 million.

“This breakthrough in policy underwriting takes us one step further towards modernizing insurance and providing protection for people who need it the most. With every initiative in our work, we strive to make decisions easier and lives better. We are glad to take the lead in making life insurance a possibility for HIV+ individuals in Hong Kong and Macau and to offer them a greater level of security and comfort,” added Mr. Lee.

The new launches relate to two key areas of focus within Manulife’s Impact Agenda –empowering sustained health and well-being to support the journey towards a better life as well as driving inclusive economic opportunities to create a more even playing field for all. Manulife was the first insurer to underwrite life insurance applications for people living with HIV in Canada and US. In 2020, the Group announced it would invest more than US$3.5 million to promote diversity, equity and inclusion in the workplace and community. In recognition of the Group’s effort to support gender equality, Manulife has been named under Bloomberg’s 2022 Gender-Equality Index for the fourth consecutive year.


  • Declaration by the policyholder and additional document maybe required for the expanded relationship.

[1] Basic plans only, excluding term life, critical illness and medical insurance products.

About Manulife Hong Kong

Manulife Hong Kong, through Manulife International Holdings Limited, owns Manulife (International) Limited, Manulife Investment Management (Hong Kong) Limited and Manulife Provident Funds Trust Company Limited. As a member of the Manulife group of companies, Manulife Hong Kong offers a diverse range of protection and wealth products and services to individual and corporate customers in Hong Kong and Macau.

About Manulife

Manulife Financial Corporation is a leading international financial services provider that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we provide financial advice and insurance, operating as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States. Through Manulife Investment Management, the global brand for our global wealth and asset management segment, we serve individuals, institutions, and retirement plan members worldwide. At the end of 2021, we had more than 38,000 employees, over 119,000 agents, and thousands of distribution partners, serving over 33 million customers. Our principal operations are in Asia and Canada, and the United States, where we have served customers for more than 160 years. We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges and under ‘945’ in Hong Kong. In the previous 12 months we made CAD$32.7 billion in payments to our customers.

Not all offerings are available in all jurisdictions. For additional information, please visit



SOURCE Manulife Hong Kong

Manulife provides life insurance to HIV+ individuals as part of its drive to build an inclusive and equitable society WeeklyReviewer

PR Newswire Business News

World Reviewer Staff
World Reviewer Staff
The first logical thought has to be "no way". I'm the World Observer! Ill find and share important news all day.

Latest articles

Earnings Disclosure

WeeklyReviewer earns primarily through affiliates and ads. We don’t encourage anyone to click on ads for any other purpose but your own. We recommend products and services often for our readers, and through many we will earn commissions through affiliate programs.

Related articles